Xavier is a CFP with American Portfolios/Barons Financial with 25 years of financial experience. Xavier specializes in customized portfolio construction and financial planning applications. He believes in making your money serve you in the best way possible by clearly defining your goals and matching them to your investment plan. Xavier graduated Baruch College CUNY and then worked at Kidder Peabody. After, he furthered his career at UBS and Janney Montgomery Scott. Xavier is passionate about exercise and a huge fan of classical music. He is a father of two children and lives on Long Island, NY.